Whoa! Whoa! Hold on lawmakers in Tally

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House Bill 119, the Boyd bill for PIP reform, is a scheduled to to to the house floor for voting to approve or disapprove. This bill has got to this point over strong objections by the doctors, attorneys and consumer groups in an attempt to limit fraud in the automobile insurance industry. This is a great idea, but this is not the best way. We all want the fraudulent claims to stop so our insurance cost can be reduced, but this legislation limits our access to the appropriate care giver. This bill requires accident victims to go to the emergency room within 72 hours of the accident to access their $10,000 PIP benefits. The ER at all our local hospitals are the most expensive place to receive medical treatment. Anyone who has been to the ER understands the cost is astounding and usually requires follow-up care with an appropriate specialist. Many times the patient's benefits are exhausted by only one trip to the emergency room. This puts undue financial strain on the patient to provide needed treatment for injuries that are not life-threatening.

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