Medicare recipients can keep Medigap Plans C, F

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The Florida Office of Insurance Regulation (Office) wants to remind Medicare recipients with an existing Medigap Plan C or F that they can keep their plan.

Consumers may have heard about congressional changes in the Medicare Access CHIP Reauthorization Act (MACRA) of 2015, which only applies to newly eligible Medicare beneficiaries and prohibits the sale, renewal, or retention of these plans starting in 2020. However, these changes do not prohibit the sale of Medigap Plans C or F to people who were already eligible or enrolled in Medicare before 2020; therefore, current enrollees do not need to replace their Medigap Plan C or F and may keep it as long as they maintain eligibility and remain enrolled in the plan.

For information or questions about Medicare or Medigap, visit www.Medicare.gov or call 1-800-MEDICARE (633-4227). Consumers can also search for a Medicare Supplement policy (also known as Medigap) through the Office’s CHOICES system at: www.floir.com/choices.aspx.

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