By DOUG HEINLEN
AARP Florida President
On Jan. 1, 2011, the first wave of Baby Boomers — 2.8 million of them in this one year alone — will begin turning 65. The U.S. Census Bureau reports that almost 8,000 people a day will celebrate that significant birthday, and it's a process that will continue through 2039 when the last of the 78 million Boomers reaches 65.
The months leading up to this milestone birthday are fraught with decisions about retirement, health care and lifestyles.