Tips for retiring in an uncertain economy

With the dust finally settling around the nation's economic crisis, baby boomers are taking stock to see if their retirement plans need revising.
There are many ways to adjust to today's economic uncertainty: from working longer to changing investment strategies or living situations.
The shocking news for many is that some of their safety nets may no longer be viable.  
Declining real estate values mean many can't turn to homes for money. Tumult in financial markets resulted in declines in 401k plans. And some experts say Social Security may not be there when needed most by the baby boom generation.   
For the second consecutive year, Social Security benefits didn't rise, something which hasn't happened in over 75 years. What's worse is, beginning in 2016, payroll tax revenue will be insufficient to pay full Social Security benefits, according to Allen W. Smith, a retired economics professor and author of the new book, "The Looting of Social Security."  

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