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Affordable Care Act good for small businesses

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 By ELISHA SMITH

elishas@cfra.org

Skyrocketing health insurance costs threaten the economic survival of family farmers, ranchers and rural small business owners.

The Affordable Care Act, however, will provide crucial relief for rural small businesses and the rural self-employed who have watched their health insurance premiums double in the last five years.  We’ve written before about how the Affordable Care Act provides small business tax credits for up to 35 percent of employees’ health care costs for businesses with fewer than 25 employees. 

And rural small businesses and their employees stand to benefit from the Act in a number of other ways.

Full implementation of health insurance exchanges in 2014 will further reduce costs for small employers.  Small businesses can shop in an Exchange, or health insurance marketplace, giving them power similar to what large businesses have to get better choices and lower prices. 


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